Research on Digital Inclusive Finance Empowering Rural Revitalization in Gansu Province
Zhou Jiayue

Northwest Normal University, Lanzhou City, Gansu Province, 730070;

Abstract:Gansu Province's digital inclusive finance has entered a period of rapid development and deepened innovation, showing good progress in coverage breadth, usage depth, and digitalization level. However, challenges such as insufficient momentum for digital development, uneven development between urban and rural areas, and relatively low integration levels persist.  This paper proposes measures to promote rural digital development, strengthen the cultivation of digital finance talents, establish information-sharing platforms, narrow regional development gaps, and enhance integration, in order to better leverage digital inclusive finance as a crucial engine for rural revitalization.

Key words: Digital Inclusive Finance；Rural Revitalization；Financial Services；Economic Growth

References

[1] Wang Cui'e,Li Genzhong.Research on the Rural Revitalization of Jiangsu Province under the

Goal of Common Prosperity by Digital Inclusive Finance[J].National Circulation Economy,2024,(10):104-107.DOI:10.16834/j.cnki.issn1009-5292.2024.10.023.

[2] ZHAO JinchunDigital Inclusive Finance Empowering Urban-Rural Industrial IntegrationDevelopment[J/OL].Anhui Rural Revitalization Study,1-9[2025-06-16].https://doi.org/10.13454/j.issn.2097-1931.2025.03.003.

[3] People's Bank of China . China Inclusive Finance Indicators Analysis Report (2023-2024)

[EB/OL].http://www.pbc.gov.cn/goutongjiaoliu/113456/113469/5570212/20250117175832

[4] WANG Fengyu,TANG Pengzhu,TANG Heili. Digital Inclusive Financial Services for Rural Revitalization: Logic, Dilemma and Way Out[J]. Dongyue Discussion Series,2024,45(12):127-135.DOI:10.15981/j.cnki.dongyueluncong.2024.12.015.46754.pdf,2025-1-17.

[5] Liu Xiaoning. Analysis of the role of digital inclusive finance in promoting rural economy in the context of rural revitalization[J]. Agricultural Development and Equipment,2025,(04):73-75.

[6] Wang Xiaohui. Research on the impact of digital inclusive finance on the high quality development of agriculture in Gansu Province [D]. Lanzhou Jiaotong University,2024.DOI:10.27205/d.cnki.gltec.2024.001325.

[7] Ni Jiangfei. Problems and Countermeasures Analysis of Rural Finance in China[J]. Banker,2021(08):129-131.

[8] YANG Mengxi,XIAO Shuoran. Research on the path of digital inclusive finance supporting rural industry revitalization in Hebei Province[J]. International Public Relations,2024,(17):20-22.DOI:10.16645/j.cnki.cn11-5281/c.2024.17.028.